Health
Flexible coverage for individuals, families and small businesses.
ACA marketplace · Family plans · Individual coverage↗
Contact our office
Protection with a human touch
Coverage built around your life.
Personal guidance for Health, Medicare, Life, Dental and Vision insurance—so you can protect what matters with confidence.
L&Y INSURANCE CORPIndependent guidanceEnglish & Español
20carrier relationships
24states represented
EN · ESbilingual guidance
1:1personal attention
Our point of viewInsurance is not a collection of policies.
Insurance is not a collection of policies.
It is one protection strategy.
Your health, income and family responsibilities influence one another. L&Y brings the coverage conversation together—so every recommendation supports the larger picture.
How we advise →Core protectionOne standard.
One standard.
Five coverage disciplines.
Insurance should feel reassuring, not overwhelming. We compare options, explain the details and help you choose coverage that fits your needs and priorities.
Medicare
Clear guidance for Medicare Advantage, Supplement and Part D options.
Advantage · Supplement · Prescription drug↗Life
Protection designed to preserve the future your family is building.
Term life · Permanent life · Family protection↗Dental
Practical plans for preventive, basic and major dental care.
Preventive · Basic care · Major services↗Vision
Everyday coverage for eye exams, lenses, frames and contacts.
Eye exams · Frames · Lenses · Contacts↗Broad market accessLeading carriers.
Leading carriers.
Multi-state reach.
L&Y Insurance maintains ACA appointments across a broad portfolio of recognized carriers and states. Availability depends on location, eligibility and the current carrier service area.
Ambetter
AR · AZ · FL · GA · IL · IN · KS · MS · NC · NE · OH · OK · TN · TX · PA
Cigna
FL · GA · IL · IN · KS · MS · NC · NJ · OR · PA · SC · TN · TX · UT · VA
UnitedHealthcare
AR · AZ · FL · GA · IN · IL · KS · MD · VA · MN · MS · NE · NJ · OK · OH · PA · SC · TX · TN · UT
Oscar
AZ · FL · GA · IL · KS · NC · NE · NJ · OH · OK · PA · TN · TX · VA · MS
Molina
FL · IL · MS · OH · SC · TX · UT · WA
Blue Cross Blue Shield
IL · TX · UT · NC · OH · GA · IN · KY · MD
Regence
AZ · UT · OR
CareSource
GA · IN · KY · NC · OH
Imperial
TX · UT
AvMed
FL
Christus
TX
Medica
IL · KS · MN · NE · OK
Kaiser Permanente
GA · MD · OR
AmeriHealth
FL · NC · SC
Cigna Supplemental
FL · GA · IL · IN · KS · MS · NC · NJ · TN · TX · OR · PA · SC · UT
A/Med
FL
Alliant
GA
Jefferson
PA
Highmark
PA
IHO Short Term
FL · TX · UT · IL · AZ
Service footprintAR · AZ · FL · GA · IL · IN · KS · KY · MD · MN · MS · NC · NE · NJ · OH · OK · OR · PA · SC · TN · TX · UT · VA · WAConfirm availability →
L&Y Insurance CorpEst. 2026
Why L&Y InsuranceExpert guidance.
Expert guidance.
Genuinely personal.
We believe the best insurance experience starts with listening. You receive straightforward explanations, responsive support and recommendations shaped around your real life.
- Independent perspectiveOptions explained clearly and without pressure.
- Long-term relationshipSupport beyond enrollment as needs evolve.
- Bilingual serviceConfident conversations in English or Spanish.
Our process
Clarity at every step.
Professional guidance should feel structured, transparent and easy to understand.
Listen
We understand your priorities, family, budget and current coverage.
Compare
We evaluate suitable carriers and plans through one clear lens.
Enroll
We guide the application and make the next step easy to understand.
Support
We remain available as policies renew and your needs evolve.
English & EspañolProtection speaks
Protection speaks
your language.
Las decisiones importantes merecen explicaciones claras. En L&Y Insurance te orientamos en tu idioma, con paciencia, honestidad y atención personalizada.
Hablemos de sus opciones →Personal guidance, professionally deliveredLeslye Silva
Agency Principal
English & Español · Multi-state ACA appointmentsBuilt on accountabilityAccess matters.
Access matters.
How we advise matters more.
A broad carrier portfolio is only valuable when paired with careful listening, clear communication and consistent service. That is the operating standard behind every L&Y relationship.
L&Y Insurance CorpIndependent guidance1:1 attention
Good questions welcome
Answers before decisions.
How do I know which plan is right for me?+
We begin with your needs, budget and priorities, then explain suitable options side by side.
Can you help me understand Medicare choices?+
Yes. We help clarify Medicare Advantage, Medicare Supplement and prescription drug choices.
Do you provide support after enrollment?+
Absolutely. We stay available for questions, policy reviews and changes.
Is bilingual assistance available?+
Yes. Personalized service is available in both English and Spanish.
Let’s protect what mattersYour next chapter deserves
the right coverage.
Connect with Leslye Silva, Agency Principal, for personal guidance.